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Claim parties
The cause of a fire and the terms of a policy point to different kinds of responsibility.

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Utilities
Electrical infrastructure may be relevant to an investigation, but utility liability is never assumed.
Equipment owners
Ownership, maintenance and operation of equipment can be separate questions.
Property insurers
A property insurer’s responsibilities depend on the policy and its handling of your claim.
Other responsible parties
A claim may involve parties other than a utility, depending on evidence and California law.
California wildfire information